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Subaru Insurance - The Premium Choice

To obtain a quote or to find out more information about why Subaru Insurance is the best protection for your Subaru, contact us today.

We understand that Subaru owners love to travel and enjoy the outdoor experience while also being at the forefront of innovation and new technology.

We also understand that whilst being practical you expect quality and value for money. We believe you want the best quality protection for your Subaru that maintains the engineering integrity, performance and resale value of your investment.

Which is why we’ve developed Subaru Insurance – cover that gives you the right level of protection for your Subaru with some unique options which provide additional value, flexibility and choice.

Q. Can I choose my own repairer?

A. Yes you can. Unlike some insurers, we give you the freedom to choose your repairer, should your vehicle be involved in an accident, and we don’t charge you extra for the privilege. This means you can choose the repairer you trust or we’ll help you with one of our Subaru network repairers. We’ll make sure that your vehicle is restored as Subaru designers had intended. In addition, Subaru Insurance supports your freedom to choose by guaranteeing the workmanship of your chosen repairer for as long as you own the vehicle. Excludes WRX which has a two year replacement guarantee, Conditions apply. Please refer to the Subaru Policy Document.

Q. Will my repairer use genuine Subaru parts?

A. Subaru takes great pride in the quality of the vehicles it builds and the levels of performance, safety and capability are tied to this engineering design excellence. To protect the integrity of your Subaru we will repair your vehicle with genuine Subaru parts. This means, for example, that following an accident your damaged steering or suspension components would be replaced by genuine Subaru replacement parts so it will steer and handle as it was designed to. So regardless of who is at fault or where your vehicle is repaired, Subaru Insurance will ensure the integrity of your Subaru, protecting its performance, safety and appearance.

Q. Can I vary my excess?

A. Most motor vehicle policies have a standard excess and the cost of damage to your vehicle must exceed this excess before you can make a claim. However, experience has shown that most policyholders do not claim unless the damage cost is much higher than the standard excess. For this reason Subaru Insurance provides you ?exible excess levels. This means you have the option to increase the excess on your policy to save on your premium.

Q. Is my vehicle covered by a New for Old replacement?

A. Most insurers will only provide replacement of your vehicle in the first year. When you purchase a new Subaru and combine it with Subaru Insurance, you have the added security of “3 Years New for Old Replacement”. This means if your vehicle is involved in an accident and deemed a write off, or stolen and not recovered, within three years of purchase, Subaru Insurance will replace it with a new Subaru of the same make, model and series1. And we provide this bene?t with no premium loading providing you even greater value for money.

Q. Can other people drive my vehicle?

A. Many insurance companies charge you extra to cover inexperienced drivers who may drive your vehicle. Subaru Insurance offers you a restricted driver policy option. This means you can receive additional discount on your premium if you restrict the age of the people driving your car to those 30 years and over.

Q. Is a No Claim Bonus the only reward I receive?

A. Subaru Insurance believes that safe drivers should be rewarded. Many Subaru drivers have not have had an accident for many years but can only receive a No Claim Bonus up to their insurer’s maximum. With Subaru insurance you may be entitled to a safe driver discount on top of your No Claim Bonus.

Q. Are there any additional benefits?

A. Subaru Insurance understands that an accident or the theft of your vehicle can cause a lot of disruption and inconvenience. So we offer you a range of additional bene?ts2 to make the accident or theft of your new vehicle less of an ordeal.

  • Rental or loan vehicle following an accident
  • Removal of basic excess for windscreen claims
  • Maximum No Claim Bonus Protection

Q. How do I find out more?

A. To obtain a quote or to find out more information about why Subaru Insurance is the best protection for your Subaru, contact us today.